Free Life Insurance Quote from a licensed brokerage agent local to Columbia, S.C.

Life Insurance Rate Comparison Service of S.C.
Agent: Ashley Brooks

Member in good standing

For your free, no obligation
life insurance quote from
any company in the industry contact me, Ashley Brooks at:
ashleybrooks@sc.rr.com
or call my cell phone at
(803)331-5323 anytime!

Term Life Insurance - Is a policy designed for a short "term" period of time.  Term Life Insurance coverage comes in increments of 5 years.

Whole Life Insurance - Is an endowment policy, building cash value and maintaining life coverage until age 100 (endowment age).  Learn more about whole life insurance.

Universal Life Insurance - Is a more modern permanent policy that can build cash value, has flexible premiums, and can maintain coverage for as little or as long as you would like.  Learn more about Universal Life Insurance.

Life Insurance Agent Ashley Brooks can bring you accurate,
reliable life insurance quotes and serve you locally from
Columbia, South Carolina

Hi, I'm Ashley Brooks!  I'm a Licensed*
Life Insurance Agent local to Columbia, S.C.  How can I earn your business?

Let me shop the market for you or write your policy through the company of your choice.  Using a local agent will cost you the same amount of premium. Contact me anytime at ashleybrooks@sc.rr.com or call my cell phone (803)331-5323

Get a Term Life Insurance Quote from an Independent Agent who can shop the market!

Term Life Insurance features:

• Coverage for a specific "term" of time: options are 5 year, 10 year, 15 year, 20 year, 25 year, or even 30 year term

• Does not build cash value, but is a cheap way to cover your life for a short period of time (like during the time you owe on a mortgage or during other important times when your income is critical)

• Convertible to Universal Life or Whole Life
  
  

term insurance ( Term Life Insurance )
Function: noun
: insurance for a specified period that provides for no payment to the insured except on losses during the period and that becomes void upon its expiration

Term Life Insurance is definitely the way to go if you are looking for the cheapest, short term solution to a potential financial bind for your loved ones or business partners in the event of your untimely passing. 

Example of Term Rates for Male 45, preferred best non smoker, for $100,000 of life insurance coverage (rates may differ by State and may not reflect current rates; this is for example's sake only and you should contact an agent for accurate rates):
 

Term Insurance - Term life insurance is the cheapest life insurance you can get.  You can get a 1 year term, a 10, 15, 20, 25, or even a 30 year term period of coverage.  Term insurance does not build cash value or gain any kind of interest.  Term insurance is usually used to cover a 15 or 30 year mortgage, a buy sell agreement (whereby one of the business owners will retire in a set amount of time), or for other reasons that would require a set amount of years to be covered.  Term insurance is the most widely used form of life insurance for IF you die, not WHEN you die.  Term Insurance brings peace of mind for those periods of time that are critical to you.  If, however, you want to leave money to heirs in the form of a life insurance policy, term insurance is not the way to go (see "a little trivia" above).  There is an option if you want to get your foot in the door with a cheap term policy - buy a term policy now and "convert" it to a permanent policy (with the same insurance company) before age 75 or before the term period expires.  This conversion is seamless - no medical questions, no doctors records...just a form to fill out.  One can convert a term policy to a permanent policy at any time after buying the term policy.  The best thing about a conversion, restated, is that you do not have to re-qualify for the coverage - in other words, you could have terminal cancer and still be eligible to convert the policy at the same rating as when you got the term policy!

Life Insurance Quote Comparisons from a licensed, local agent -
a resource that pulls together and analyzes all quotes
in the market for you as an individual

Lets Find Out Who Wants Your Business!

Transamerica
Genworth
Prudential
MetLife
Banner
AXA
West Coast Life
And Dozens More!

*licensed to do business in the following states: SC, NC, GA, FL