Disclaimer:
This disclaimer pertains to all
content on all websites owned by Mr. Ashley Brooks (Henceforth
referred to as "said agent")
Said agent has not intentionally, knowingly or deliberately posted
or published false or misleading information. Clarification of
any information given by said agent on the Internet should be
obtained by contacting said agent via email or by phone as is
outlined in the contact area.
This
disclaimer pertains to all websites owned by said agent and should
be viewed as an editorial:
editorial
Function: noun
: a newspaper or magazine article that gives the opinions of
the
editors or publishers (the editor and publisher of the
information on all websites owned by said agent IS the said agent);
also : an expression of opinion that resembles such an
article
General Provisions:
This website, and all of its contents here under, are strictly for
INFORMATIONAL PURPOSES. The websites owned and operated by
said agent contain information that requires that you contact said
agent to verify for your particular situation and insurance company.
The materials contained in this site are a conglomeration of
information made available to said agent by insurance companies, as
well as said agent's analysis and summary of products.
The purpose of the information provided on this site is to provide
visitors with a quick guide to products available on the market.
While said agent makes every effort to maintain the accuracy of
information provided on this site, said agent DOES NOT
GUARANTEE the accuracy of information provided on this site
and is NOT RESPONSIBLE FOR ERRORS AND OMISSIONS. All information
should be verified with said agent by the visitor using this site.
NOTHING ON THIS WEB SITE SHOULD BE CONSTRUED AN OFFER TO BUY INSURANCE, BUT MERELY A CONFIDENTIAL INFORMATIONAL INQUIRY.
The content has been compiled from a
wide range of industry sources. Said agent believes this
information to be accurate, however does not guarantee its
accuracy. The listings of insurance companies (if any) and rates
are not to be construed as advertising.
If you do apply for insurance through said agent:
INSURANCE CONSUMERS: FURTHER,
YOU SHOULD KNOW THAT, it is
possible that, upon review of your application and medical records,
the insurance carrier will determine that (1) you cannot be approved
for coverage or, (2) you fall into a different risk classification.
Your final rate could be higher or lower than the rate that said
agent has quoted. If there is a change, you will be notified and you
will have the option to accept the new rate or not. All products and
product features may not be available in all states, ASK SAID
AGENT PERSONALLY WHAT IS BOTH AVAILABLE, AS WELL AS RIGHT FOR YOU.
Complete details are included in the specific policy illustrations
that are provided to each prospective customer by said agent, when
the final application is completed.
Always consult with a qualified licensed advisor regarding your
personal situation.
Said agent is not liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in the Information or for any damages resulting there from. In no event shall said agent be liable for any consequential damages suffered by user as the result of user's access to, interpretation, or use of the Information.
Pertaining to
information exchange, forums, etc:
Said agent has no
responsibility for the content of any messages or information posted
by users, or for the content of information of third parties on the
Internet, even if accessed through said agent's site. The user
agrees to indemnify said agent, from any damages, losses, costs or
expenses which said agent, and its authorized representatives may
incur as a result of material entered into these World Wide Web
pages by the user.
In the future, the network of websites owned by said agent may,
for the benefit of its users, be linked to other sites
of which said agent has no relation and exercises no
control. Said agent makes no representations as to the accuracy
of any of the information contained in such hyper linked sites, nor
shall it be liable for the users' reliance on any information
contained therein.
Pertaining to advise (online tutorial) on "how
to sell life insurance", "get your license to sell insurance":
You should contact your local Department of Insurance to
find out for your State what rules and regulations are applicable to
you as a candidate for Insurance Licensure. Any advice that
said agent gives on the Internet is based upon the experiences of
said agent and are not meant to speak on behalf of the Department of
Insurance of South Carolina or any State in which this information
is being viewed. Success in the Insurance Industry depends
upon various circumstances and is not the responsibility of said
agent.
State's Regulations and the Internet:
All websites owned by said owner are intended for the use
of visitors in the States in which said agent is licensed in.
Said agent cannot be responsible for the various differences in
State regulations. Said agent holds resident licensure in Life
& Health Insurance in the State of South Carolina and
non-resident licensure in the following States: North Carolina,
Georgia, Louisiana, Arkansas, Alabama, Tennessee, West Virginia,
Virginia, Florida, and Kentucky. Any inquiries coming from
States other than these mentioned here may be directed to an agent
who is licensed in that client's State in the form of a "lead".
Inquiring clients thereby grant permission for said agent to
distribute their contact information as a "lead" to affiliate agents
in other States.
Closing Statement:
Said agent in no way is
deliberately or knowingly putting out false information in order to
defraud potential clients, agents, companies, general agents or the
public at large.
